New #financial #management, #income, #expenses and #retirement insight from @cetfassn member @agf.

Checklist: Retirement Income & Expenses Use this simple checklist to figure out which retirement income sources and expenses apply to you ⬇️ https://www.agf.com/ca/en/insights/personal-finance/articles/article-checklist-retirement-income-and-expenses.jsp?utm_medium=post&utm_source=twitter&utm_campaign=perspectives #retirement #savings #RRSP #TFSA #pension #RRIF

Seeking #ETFs that meet #sustainable and/or #ESG standards? Visit our Links page and click on @TMXGroup ETF Investor Centre and/or @NEO_Exchange Canadian ETF Market. They’ll put you on the right path. https://bit.ly/3iMHZXV

5 ESG Risks and 5 Bargains in Auto Stocks http://dlvr.it/SlXm13

New #investing and #banking sector insight from @cetfassn affiliate member @MSCI_Inc. #fixedincome #investments

UBS’s takeover of #CreditSuisse involved heavy losses for the latter bank’s shareholders. But a more controversial part of the deal is the total write-down of contingent convertible #bonds. Could investors have seen it coming? #MSCIResearch #fixedincome http://ms.spr.ly/6016g6WWq

You can and should appoint a Trusted Contact Person (TCP) to help protect your #investments in situations when you can’t. Haven’t designated one yet? It’s a good idea to do so soon. https://bit.ly/3YBWuNr #fpm2023 @advocis @FCACan @canantifraud

Recognize the red flags of #frauds and #scams. Here are five: 1) Urgency to act 2) Too good to be true: #FOMO 3) Requests for private info from an unknown party 4) Unsolicited email 5) Unprofessional design. Keep learning: https://bit.ly/3J3RxZs #fpm2023

#financialliteracy concept: Spoofing. #Scammer disguises email address, display name, phone, text message or URL to convince you that you’re interacting with a trusted source. Often involves changing a letter, number or symbol so it seems valid. #fpm2023

#FPM2023 #kNOwfraud #showmetheFRAUD #BeScamSmart https://twitter.com/OPP_News/status/1639252407539453955

You’ll never have to worry about what happens if your index-tracking #ETF loses its “star manager” because it doesn’t have one. Learn more about how low-cost, tax-efficient #ETFs can help you pursue your long-term #financial goals. http://cetfa.ca

@MarkMcGrathCFP @jagmavi @BoomerandEcho @MFC_McGowan Active share has been torn apart countless times. Deviating from the index doesn’t equal alpha, it just means you deviate from the index. Given the incredibly small percentage of stocks driving long term returns, it’s a total crap shoot.

#financialliteracy concept: Distributions. Payments to investors from gains made by an #ETF. After it has paid any expenses and taxes, an ETF distributes the interest income, Canadian dividends, foreign income, net capital gains or a mix of them.

Tax integration in Canada is the idea that the money flowing through a corporation and out doesn’t result in a tax benefit Vs earning that money personally. “But I pay less tax personally on dividends vs salary!” Not when you consider taxes paid in your corporation 👇🏾

#Investing choices can be complicated. You can’t control the #bankingindustry, #inflation or the #economy. You can decide how you invest for the future. Resilient, low-cost, tax-efficient #ETFs can help. They’ve done so for 30+ years. http://cetfa.ca

Swiss financial regulator FINMA may consider disciplinary action against Credit Suisse, but said : "Often it was not clear who was responsible for what, as Credit Suisse had a cultural problem that translated into a lack of accountability".

Have #taxes on your mind? Then keep this in mind: #ETFs are usually more #tax-efficient than mutual funds because trades at the unitholder level occur on an exchange so they don’t incur taxable activity in the #ETF. https://bit.ly/3j1TM5i

Wondering how much tax you're going to pay? We have a some simple but effective tools on our Raymond James website. Try them out and let us know if you would like to talk: #financialplanning #taxplanning #conversationsaboutmoney https://www.raymondjamesconnect.com/t7WQYc

Saviez-vous que les #FNB détenus par un client admissible sont couverts par l'@cipf si une société membre agréée par l ‘@NewSROofCanada devient insolvable ? Voir la FAQ : https://bit.ly/3nOuPZL #investisseur #protection

Did you know that #ETFs owned by an eligible client are covered by @cipf if a @NewSROofCanada member firm becomes insolvent? See the FAQ: https://bit.ly/3nOuPZL #investor #protection

Don’t let yourself get carried away by #fomo or succumb to a desire for quick riches from an unregulated “investment” and a pitch that promises a lot but is light on details. Don’t assume you’re too smart to fall for a #scam. @FCACan #fpm2023

#ETFs bundle together different #investments (e.g., stocks, bonds), which provides risk-mitigating diversification. They’re typically available at a lower cost and are more tax-efficient than #mutualfunds. http://cetfa.ca #ETF

#financialliteracy concept: #Romance #Scam. Scammer connects with victim via #socialmedia or dating site. Preys on desire for #relationship, cultivates a false one, uses it to extract funds or personal info. https://bit.ly/3FvW3hg #scams #fpm2023

Have you been offered an investment opportunity on a dating site or app? You may be getting lured into a romance scam. Watch out for these fraud warning signs: https://bcsc.news/3ZLjADl #FPM2023

Don’t let the impact of steep #inflation, higher #interestrates, the invasion of #Ukraine and #Banking sector uncertainty stop you from making sound #financial decisions. Seek prudent advice. Learn about low-cost, #tax-efficient #ETFs. http://cetfa.ca

The #Grandparent (or #emergency) #scam is on the rise, @canantifraud reports. #Scammer preys on a senior’s fear that a loved one is hurt or in legal trouble and demands money ASAP…or else. You CAN protect those you love: https://bit.ly/40jL9DA #fpm2023

You can’t control the #bankingindustry. You can behave prudently. Human behaviour is behind every #market crash from the Great Depression to the 2008 global financial crisis. None of these events was caused by one factor/security type. #financialservices